Housing Explained
The Chattanooga-area housing market in plain English — weekly updates, honest guides, and answers to the questions everyone's actually asking.
How Mortgage Rates Are Determined (And Why Yours Is Different)
Here is how mortgage rates are determined, in plain English: the bond market sets the base, and your file sets the rest. A Chattanooga broker explains.
August 30, 2026
Chattanooga Housing Market Check-In: August 2026 Numbers
Chattanooga housing market update for August 2026: homes took 57 days to sell, the median price hit $350,000 region-wide and $365,000 inside the city.
August 29, 2026
Renting vs Buying in Chattanooga: The Real Math
Renting vs buying in Chattanooga isn't about feelings or timing the market. It's a math problem — here's the plain-English version, with no sales pitch.
August 23, 2026
Chattanooga Housing Market: Inventory Up 22% in July 2026
Chattanooga housing market update: 4,239 active listings in July 2026, up 22.3% year over year. Median sold price $359,450 and homes selling in 48 days.
August 22, 2026
Is the Housing Market Going to Crash? A Chattanooga Answer
Is the housing market going to crash? Here's a plain-English look at what actually causes crashes, what I watch in Chattanooga, and why 2008 was different.
August 16, 2026
Chattanooga Housing Market Check-In: July 2026 Numbers
Chattanooga housing market July 2026: inventory up 22% YoY, median sold price $360K, absorption rate 4.74 months — what buyers and sellers need to know.
August 15, 2026
How the Fed Affects Mortgage Rates, Explained for Chattanooga
Curious how the Fed affects mortgage rates? Short version: it doesn't set them. Here's what really moves your rate — and what that means around Chattanooga.
August 9, 2026
Chattanooga Housing Market Check-In: July 2026 Numbers
Chattanooga housing market July 2026: inventory up 35% in the city, median price hits $360,400. What the numbers mean for buyers and sellers in Hamilton County.
August 8, 2026
Chattanooga Housing Market Check-In: July 2026 Numbers
Chattanooga housing market check-in for July 2026: city inventory jumped 34.4% YoY, the median sold price hit $360,200, and homes averaged 47 days on market.
August 1, 2026
Why Are Home Prices So High in Chattanooga? A Plain-English Look
Wondering why are home prices so high in Chattanooga? Here's how the Fed, banks, rates, and good old supply and demand collide right here on our ridges.
July 27, 2026
Chattanooga Housing Market Update: Week of July 18, 2026
Chattanooga housing market update for the week of July 18, 2026: inventory is up 25.4% YoY, pending sales rose 7.4%, and June's median price held at $350,000.
July 18, 2026
Chattanooga Housing Market Update: Week of July 11, 2026
Chattanooga logged 368 new listings and 237 pending sales the week of July 11, 2026. Here's what it means for buyers and sellers.
July 11, 2026
March 2026 Housing Market Update: Spring Is Coming — And the Data Backs It Up
March 2026 housing market update: rebounding demand after Winter Storm Fern, rising inventory, lower mortgage rates, and record contract cancellations.
March 23, 2026
Why U.S. Home Prices Surprised Economists
U.S. home prices ended 2025 stronger than forecast. Why the market bent but didn't break — rate lock, tight supply, regional divergence, and what's next.
February 24, 2026