Housing Explained
The Chattanooga-area housing market in plain English — weekly updates, honest guides, and answers to the questions everyone's actually asking.
Chattanooga Cost of Living: What Your Budget Really Pays For
Is the Chattanooga cost of living really low? A local broker explains how rates, taxes, insurance, and your commute decide what life here actually costs.
November 1, 2026
Chattanooga Housing Market: City vs. Region in September
Chattanooga housing market: the city's median hit $354,950 in September, up 6.0% in a year, while the region held flat at $340,000. Here's why they split.
October 24, 2026
Chattanooga Housing Market Report Card: 2026 So Far
Chattanooga housing market report card: 8,425 homes sold Jan-Sept 2026, up from 7,848 last year, with a $340,000 median and 4,219 for sale. Here is the grade.
October 17, 2026
Chattanooga Home Prices: City vs. Region, Sept. 2026
Chattanooga home prices split in September 2026: the city median hit $354,900, up 5.9% in a year, while the region sat flat at $340,000. Here's what it means.
October 10, 2026
Housing Affordability in Chattanooga: What It Really Means for You
Housing affordability in Chattanooga isn't about sticker price. Mike Burge breaks down how prices, rates, and paychecks combine into your real monthly cost.
October 4, 2026
Chattanooga Housing Market Trends: Is Inventory Peaking?
Chattanooga housing market trends for fall 2026: homes for sale fell for the first time since January, pendings dropped 21.6%, and the city median is $355,000.
October 3, 2026
Inflation and Real Estate Explained: A Chattanooga Coffee Talk
Inflation and real estate explained in plain English: why rising prices lift home values, squeeze buyers, and quietly help owners with fixed-rate loans.
September 27, 2026
Chattanooga Housing Market Check-In: September 2026 Numbers
Chattanooga housing market check-in for September 2026: the city median sold price hit $355,000, up 6.0% YoY, and homes averaged about 53 days on market.
September 26, 2026
Chattanooga Housing Market Update: Week of Sept. 19, 2026
Chattanooga housing market update: pending sales up 12.2% even as rates hit 7.03%, 4,120 homes for sale, and a $350,000 median price. Here's what it means.
September 22, 2026
How Property Taxes Work in Tennessee (Chattanooga Edition)
How property taxes work in Tennessee, explained plain: the 25% assessment ratio, the rate per $100, reappraisals, and what Chattanooga buyers should budget.
September 20, 2026
Chattanooga Housing Market: Why Homes Sit Longer Now
Chattanooga housing market: homes took 55 days to sell in August, up from 46, with 4,278 for sale. Prices still rose. Here is why, and what it means for you.
September 19, 2026
Chattanooga Housing Market Update: Week of Sept. 12, 2026
Chattanooga housing market update: pending sales up 14.5% vs last year, 4,114 homes for sale, and a $350,000 median price. Here's what it means for you.
September 14, 2026
What Happens to Home Prices in a Recession? A Local Take
Wondering what happens to home prices in a recession? Usually less than you think. Here's how downturns really hit housing in Chattanooga and North Georgia.
September 13, 2026
Chattanooga Housing Market: What Fall Does to Prices
Chattanooga housing market update: 4,278 homes for sale, a $350,000 median, and 55 days to sell. Plus what two years of data say happens here every fall.
September 12, 2026
Why Is Chattanooga Growing So Fast? Follow the Money
Why is Chattanooga growing so fast? It's not luck or marketing — it's jobs, cheap money, bank lending, and simple math. A plain-English economics look.
September 6, 2026
Chattanooga Housing Market: Buyer's or Seller's Market?
Chattanooga housing market update for August 2026: 4.75 months of supply, the most in two years, but sellers still got 97.9% of asking. Median hit $350,000.
September 5, 2026
How Mortgage Rates Are Determined (And Why Yours Is Different)
Here is how mortgage rates are determined, in plain English: the bond market sets the base, and your file sets the rest. A Chattanooga broker explains.
August 30, 2026
Chattanooga Housing Market Check-In: August 2026 Numbers
Chattanooga housing market update for August 2026: homes took 57 days to sell, the median price hit $350,000 region-wide and $365,000 inside the city.
August 29, 2026
Renting vs Buying in Chattanooga: The Real Math
Renting vs buying in Chattanooga isn't about feelings or timing the market. It's a math problem — here's the plain-English version, with no sales pitch.
August 23, 2026
Chattanooga Housing Market: Inventory Up 22% in July 2026
Chattanooga housing market update: 4,239 active listings in July 2026, up 22.3% year over year. Median sold price $359,450 and homes selling in 48 days.
August 22, 2026
Is the Housing Market Going to Crash? A Chattanooga Answer
Is the housing market going to crash? Here's a plain-English look at what actually causes crashes, what I watch in Chattanooga, and why 2008 was different.
August 16, 2026
Chattanooga Housing Market Check-In: July 2026 Numbers
Chattanooga housing market July 2026: inventory up 22% YoY, median sold price $360K, absorption rate 4.74 months — what buyers and sellers need to know.
August 15, 2026
How the Fed Affects Mortgage Rates, Explained for Chattanooga
Curious how the Fed affects mortgage rates? Short version: it doesn't set them. Here's what really moves your rate — and what that means around Chattanooga.
August 9, 2026
Chattanooga Housing Market Check-In: July 2026 Numbers
Chattanooga housing market July 2026: inventory up 35% in the city, median price hits $360,400. What the numbers mean for buyers and sellers in Hamilton County.
August 8, 2026
Chattanooga Housing Market Check-In: July 2026 Numbers
Chattanooga housing market check-in for July 2026: city inventory jumped 34.4% YoY, the median sold price hit $360,200, and homes averaged 47 days on market.
August 1, 2026
Why Are Home Prices So High in Chattanooga? A Plain-English Look
Wondering why are home prices so high in Chattanooga? Here's how the Fed, banks, rates, and good old supply and demand collide right here on our ridges.
July 27, 2026
Chattanooga Housing Market Update: Week of July 18, 2026
Chattanooga housing market update for the week of July 18, 2026: inventory is up 25.4% YoY, pending sales rose 7.4%, and June's median price held at $350,000.
July 18, 2026
Chattanooga Housing Market Update: Week of July 11, 2026
Chattanooga logged 368 new listings and 237 pending sales the week of July 11, 2026. Here's what it means for buyers and sellers.
July 11, 2026
March 2026 Housing Market Update: Spring Is Coming — And the Data Backs It Up
March 2026 housing market update: rebounding demand after Winter Storm Fern, rising inventory, lower mortgage rates, and record contract cancellations.
March 23, 2026
Why U.S. Home Prices Surprised Economists
U.S. home prices ended 2025 stronger than forecast. Why the market bent but didn't break — rate lock, tight supply, regional divergence, and what's next.
February 24, 2026