SOUTHERNPROPERTY SHOPSouthern Property Shop — home

Housing Explained

The Chattanooga-area housing market in plain English — weekly updates, honest guides, and answers to the questions everyone's actually asking.

Buying a House in Cleveland TN: What Nobody Tells You First

Thinking about buying a house in Cleveland TN? Here's the honest rundown on commutes, wells, city vs. county taxes, and what your money actually buys.

September 2, 2026

Down Payment Assistance in Tennessee: How It Actually Works

Down payment assistance in Tennessee is real money, not a myth. Here's how it works, who qualifies, what the catches are, and how Chattanooga buyers use it.

August 26, 2026

Closing Costs in Tennessee: What Buyers Actually Pay

Closing costs in Tennessee usually run 2% to 5% of the price. Here's what buyers actually pay, who covers what, and how to keep that number down.

August 19, 2026

The Best Neighborhoods in Chattanooga for Families: Honest Take

An honest look at the best neighborhoods in Chattanooga for families — from Signal Mountain to Ooltewah to Ringgold — and how to pick the right one for yours.

August 12, 2026

How Much House Can I Afford in Chattanooga? Let's Do the Math

How much house can I afford in Chattanooga? Here's the real math on payments, debt-to-income, taxes, insurance, and the costs online calculators skip.

August 5, 2026

Moving to Chattanooga TN? Read This Before You Pack

Thinking about moving to Chattanooga TN? Here's the honest local rundown on neighborhoods, traffic, cost, and what nobody warns you about before you buy.

July 29, 2026

First Time Home Buyer in Chattanooga: What to Know First

Wondering what it really takes to be a first time home buyer in Chattanooga? Here's the down payment, credit, and neighborhood truth, no fluff.

July 22, 2026

Buying a Home in Chattanooga: A First-Timer's Guide

A first-timer's guide to buying a home in Chattanooga: affordability, credit scores, pre-approval, cash needed, TN/GA buyer programs, and where to buy.

June 29, 2026

Chattanooga Waterfront Homes For Sale

Explore Chattanooga waterfront homes for sale: costs of ownership, water access rights, flood risks, and why working with a waterfront specialist matters.

February 18, 2026

Top 10 Affordable Homes for Sale in Chattanooga TN

Discover the top 10 affordable neighborhoods for homes in Chattanooga TN — from Highland Park to Hixson — plus tips for finding a home in your budget.

February 3, 2025

The Pros and Cons of Buying New Construction

Weigh the pros and cons of buying new construction — customization, low maintenance, and efficiency vs. higher costs, limited negotiation, and delays.

January 27, 2025

How to Get Pre-Approved for a Mortgage

How to get pre-approved for a mortgage: gather financial documents, check your credit, compare lenders, and avoid common pitfalls before house hunting.

January 13, 2025

How to Build Your Home Buying Team in Chattanooga

Learn how to build your home buying team in Chattanooga — from choosing a real estate agent and lender to inspectors, attorneys, and insurance agents.

January 6, 2025